Fixed Rate Investment Opportunity · South Africa
Up to 11.6% p.a.*
100% Capital Protected* · JSE Listed* · 1, 2 or 3 Year Terms
Explore the opportunity based on your investment amount and preferred term.
*Rate, capital protection and JSE listing are subject to the applicable product terms, eligibility and documentation. Investment products involve risk. Full details are provided before any investment decision.
Free to explore · No obligation · Takes under a minute
The Opportunity
What This Fixed Rate Opportunity Offers
Up to 11.6% p.a.*
Explore a competitive fixed-rate opportunity.
Defined term
Choose from 1, 2 or 3-year terms.
Capital protection*
Understand the capital-protection structure and applicable conditions.
JSE Listed*
Explore the applicable listed investment structure and documentation.
*Up to 11.6% p.a., capital-protection features, JSE listing status, eligibility, investment terms and all other product features are subject to the applicable product documentation, terms and conditions. Rates and availability may vary. Investment products may involve risks. Review the relevant product information before making an investment decision.
Process
Three Steps, No Obligation
- 01
Tell us your amount and term
Three short questions about how much you're considering and how long for.
- 02
Share your contact details
We use them only to prepare and send your requested information.
- 03
Receive the product information
You review the applicable documentation, terms and conditions before deciding anything.
Where It Sits
How Fixed Terms Generally Compare to Everyday Accounts
A general illustration of how different account types are usually positioned. No specific bank, provider or current market rate is shown or implied.
- Transactional / cheque accountTypically the lowest fixed-rate potential
- Instant-access savingsAccess prioritised over rate
- Notice depositRate usually improves with notice period
- Fixed term (1–3 years)Rate fixed for the agreed term
- This opportunity*Up to 11.6% p.a.*, capital protected*
Illustrative positioning only, not a rate comparison or a quote. *Up to 11.6% p.a., capital-protection features, JSE listing status, eligibility, investment terms and all other product features are subject to the applicable product documentation, terms and conditions. Rates and availability may vary. Investment products may involve risks. Review the relevant product information before making an investment decision.
Illustration
See an Illustrative Return at 11.6% p.a.*
A simple-interest illustration using the advertised maximum rate. It is not a quote, projection or guarantee.
Illustrative example only
- Illustrative interest per year
- R29,000
- Illustrative total interest over 2 years
- R58,000
- Illustrative value at maturity
- R308,000
Calculated using the advertised maximum rate of 11.6% p.a. Actual rates, eligibility, fees and terms may differ. This is not a guaranteed return.
*Illustrative calculation only. Actual returns, calculation methodology, terms, fees, tax treatment and conditions may differ. Calculated as simple interest at 11.6% per annum, before any fees or tax. *Up to 11.6% p.a., capital-protection features, JSE listing status, eligibility, investment terms and all other product features are subject to the applicable product documentation, terms and conditions. Rates and availability may vary. Investment products may involve risks. Review the relevant product information before making an investment decision.
Choose Your Term
1, 2 or 3 Year Terms
1 Year
A shorter fixed commitment with your rate set for the term.
Applicable rate confirmed in the product information*
2 Years
A middle term balancing commitment length and fixed certainty.
Applicable rate confirmed in the product information*
3 Years
The longest indicated term for this opportunity.
Applicable rate confirmed in the product information*
Not every term necessarily carries the maximum advertised rate. *Up to 11.6% p.a., capital-protection features, JSE listing status, eligibility, investment terms and all other product features are subject to the applicable product documentation, terms and conditions. Rates and availability may vary. Investment products may involve risks. Review the relevant product information before making an investment decision.
Capital Protection*
What "100% Capital Protected*" Means — and What It Doesn't
The capital-protection feature forms part of the applicable product structure and is subject to its terms and conditions. It does not mean risk-free, government guaranteed or deposit guaranteed, and we do not claim any such protection here.
Details are confirmed in the applicable product documentation.
- Who provides the protection?
- The party responsible for the capital-protection feature is confirmed in the applicable product documentation, which is provided as part of the investment information process.
- When does the protection apply?
- The circumstances in which the capital-protection feature applies are set out in the product structure, terms and conditions.
- Do I need to hold the investment to maturity?
- Holding requirements, maturity conditions and any early-access treatment are defined by the specific investment option and are confirmed in the product information.
- What conditions or risks remain?
- Applicable conditions, exclusions and remaining risks are described in the product documentation. Investment products may involve risks and should be reviewed before any decision.
JSE Listed*
A Listed Investment Structure
The selected opportunity is described as listed on the Johannesburg Stock Exchange. We do not publish an issuer, instrument code or ticker that has not been verified — those details come from the applicable documentation.
- Listing
- JSE Listed*
- Issuer
- Details to be provided
- Product structure
- Details to be provided
- Documentation
- Available as part of the investment information process
Questions
Straight Answers Before You Enquire
It means 11.6% per annum is described as the maximum rate available for the applicable investment option. It is not a promise that every investor or every term receives 11.6%. Full terms and product-specific conditions will be provided as part of the investment information process.
Explore Up to 11.6% p.a.* Over 1 Year, 2 Years, 3 Years
Tell us your amount and preferred term and we'll send the applicable information. Free to explore, no obligation.